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Online Security
Web browsers can operate in "normal" mode and in "secure" mode. You can tell which mode your browser is in by looking at the toolbar at the bottom of the browser window. If you see a broken key, or an open padlock, you are in normal mode. If the key is whole, or the padlock is closed, you are in "secure" mode.

When you surf the Net in "normal" mode, all of the information you type into your browser and all the information the Web site sends to you are visible to eavesdroppers. When your browser is in "secure" mode it encrypts all the information between itself and the server. Encrypted information looks like meaningless garbage to eavesdroppers, so your personal information is secure.

For more information on security and the Internet, visit the Thawte Consulting web site.

Online Loan Application Security
Our online loan application uses a security technology called SSL (Secure Sockets Layer). SSL is a set of rules followed by computers connected to the Internet. These rules include encryption, which guards against eavesdropping; data integrity, which assures that your communications aren't tampered with during transmission; and authentication, which verifies that the party actually receiving your communication is who it claims to be.

We also use a high-grade 128-bit encryption key. There are two levels of encryption: 40-bit and 128-bit. With 40-bit encryption, there are billions of possible keys to decipher the coded information, and only one of them works. Someone intercepting the information would have to find the right key - a nearly impossible task. With 128-bit encryption, there are 300 billion times as many keys as with 40-bit encryption. It is virtually impossible for an unauthorized party to find the right key, even if they are equipped with the best computers.

The online loan application is managed and supported by CGI/CyberBranch Corporation.


Your savings federally insured to at
least $250,000 and backed by the
full faith and credit of the United States
Government National Credit Union
Administration, a U.S. Government Agency
Ontario Montclair School Employees Federal Credit Union
1520 North Palmetto Ave., Ontario, California 91762
(909) 983-1959



Our partners are chosen with service and value in mind. However, please give careful consideration when using our third-party services.

We do business in accordance with the federal Fair Housing
Law and the Equal Credit
Opportunity Act