Fixed rate loans available to members in need of funds for any reason including; purchase of home furnishings, appliances, home improvements, educational expenses, vacations, or medical expenses. The Personal Loan is a one-time, closed-end loan available up to $12,500 and the Line of Credit provides for an open-end line of credit available up to $12,000. The Line of Credit may be accessed as members choose via our Internet Banking Service 24 hours a day, 7 days a week, or by calling OMSEFCU during business hours. Click to apply.

Refer to our rate sheet for the current loan rates.