First Mortgages
Purchase and Refinance Loans with flexible fixed and variable rates and terms of up to 30 years. Loans for second home, investment property or vacation homes are available.

• Mortgages are available for up to 95% of the property value, for purchase loans.
• Cash out refinance up to 75% of loan to value.
• Down payment as low as 5%
• Use equity in your home to obtain cash to consolidate bills, do home improvements or cover educational expenses.
• No prepayment penalties

Home Equity Loans
Fixed and Adjustable rate Home Equity Lines of Credit loans are fully amortized in monthly installments. The loan may be used for a variety of purposes, such as home improvement or a one-time major expense. There is up to 180 months for repayment. In most cases the interest is tax-deductible.

Loans are available up to 100% of appraised value less the existing first mortgage Secured by the equity in your home Loan amounts are available up to $100,000 Available for single-family, owner-occupied, primary residences No prepayment penalties Fast approval and processing times by our experienced Loan Service Team The Home Equity Loan or Line makes equity a valuable resource for an immediate financial need, and it allows members to use the cash value in their home.