new and used recreational vehicles

Length of Repayment(2)	Annual Percentage Rate	Daily Rate
60 months	6.70%*	0.018356%
84 months	7.00%*	0.019178%
108 months	7.35%*	0.020137%
144 months	7.65%*	0.020959%

Terms and Conditions: New RVs: On approved credit, the Credit Union will finance up to 100% of the purchase price, not to include tax, license and other fees. Used RVs: On approved credit, the Credit Union will finance up to 100% of the Kelley Blue Book retail value. Up to 60 month financing available on all RV loans; 84 month financing available for RV loans of $25,000 or more; 108 month financing available for RV loans of $35,000 or more; 144 month financing available for RV loans of $50,000 or more. The minimum payment will always be $100.00. *Annual Percentage Rate shown is our lowest available. All loan rates are considered on an individual basis. The actual Annual Percentage Rate you receive will reflect your individual circumstances and may be higher than the Annual Percentage Rate Shown. New and Used RV loans qualify for an additional .25% discount for members electing electronic payment.

line-of-credit, signature, visa, share secured or certificate secured

Type of Loan	Maximum Amount	Maximum Term (in months)	Annual Percentage Rate	Daily Rate
Signature	$12,500	48	11.25%	0.030822%
Personal Line of Credit	$12,500	Revolving	11.50%	0.031507%
Visa Platinum	$20,000	Revolving	9.48%*	0.025973%
Visa Classic	$5,000	Revolving	12.88%*	0.035288%
Share	(3)	10 years	5.90%*	0.016164%
Certificate	(4)	10 years	(4)	(4)

Terms and Conditions: The Credit Union will loan up to 100% of available shares. The Credit Union will loan up to 100% of the available balance of the certificate. The Annual Percentage Rate (and corresponding Daily Rate) will be 3.00% above the interest rate being earned on the certificate. *Annual Percentage Rate shown is our lowest available. All loan rates are considered on an individual basis. The actual Annual Percentage Rate you receive will reflect your individual circumstances and may be higher than the Annual Percentage Rate Shown. Closed-end Signature Loans qualify for an additional .25% discount for members electing electronic payment.

new and used motorcycles

Length of Repayment (5)	Annual Percentage Rate	Daily Rate
36 months	7.50%*	0.020548%
48 months	8.00%*	0.021918%
60 months	8.50%*	0.023288%

Terms and Conditions: On approved credit, the Credit Union will finance up to 80% of the purchase price of new motorcycles, not including tax and license, and up to 100% of the Kelley Blue Book wholesale value on used motorcycles. *Annual Percentage Rate shown is our lowest available. All loan rates are considered on an individual basis. The actual Annual Percentage Rate you receive will reflect your individual circumstances and may be higher than the Annual Percentage Rate Shown. New and Used motorcycle loans qualify for an additional .25% discount for members electing electronic payment.

new watercraft

Length of Repayment (6)	Annual Percentage Rate	Daily Rate
36 months	7.50%*	0.020548%
48 months	7.75%*	0.021233%
60 months	8.00%*	0.021918%
72 months	8.50%*	0.023288%
84 months	9.25%*	0.025342%

Terms and Conditions: 100% Financing available (not to include tax, license and fees) on approved credit. 60 month financing available on loans of $12,500 or more, 72 month financing available on loans of $20,000 or more, 84 month financing available on loans of $30,000 or more. *Annual Percentage Rate shown is our lowest available. All loan rates are considered on an individual basis. The actual Annual Percentage Rate you receive will reflect your individual circumstances and may be higher than the Annual Percentage Rate Shown. New and Used watercraft loans qualify for an additional .25% discount for members electing electronic payment.