Ontario-Monclair School Employees Federal Credit Union Home

The Ontario-Montclair School Employees FCU was organized in 1961 by a small group of employees of the Ontario School District (which became the Ontario-Montclair School District a few years later). Their goal was to provide a place that understood the financial needs of the school employees and could meet those needs.

Over time, we have evolved from focusing exclusively on the needs of school district employees and their families to focusing also on the communities in which they live. The credit union’s extensive list of products and services positions them to assist a broad variety of residents in San Bernardino County, businesses, and non-profit organizations with their financial needs. Your credit union is proud to be able to now serve residents who live, work, worship, or attend school in San Bernardino County. 

Today, the credit union serves over 9,700 members with a full range of financial services. Over the years, there have been many changes that have taken place. However, one thing has not changed—those involved with the credit union, the staff, board of directors and other volunteers, remain firmly committed to providing our members with the best service possible.

OMSEFCU Difference

The careful use of credit is a key element of any personal financial plan. So why do business with a lender you really don't know?

As your credit union, we do not engage in such tricky or confusing lending practices that could hurt our members. Instead, we strive to consistently save our members money and promote the wise use of credit. We offer our members the comfort that comes with offering honest guidance and money-saving products and services. Remember, as a member, you are an owner, NOT a customer. This really does make us different.

Mission Statement

The mission of the Ontario-Montclair School Employees Federal Credit Union is to recognize and provide for the financial needs and services of our membership while protecting shareholder equity and maintaining member trust.

Community Development Mission Statement

Ontario Montclair School Employees Federal Credit Union is a community development credit union which exists to provide the highest level of personal financial services to our under banked and underserved community; to encourage thrift, savings, and the wise use of credit; and to increase financial education and the ability of our membership low-income households to maintain their financial well-being thus moving them to financial sustainability.

Board of Directors

Ontario-Montclair School Employees Federal Credit Union is governed by a seven-member Board of Directors. Directors are elected at each annual meeting to serve three-year terms. The Board is responsible for setting policies, the general management of the affairs, funds and records of the credit union and meets monthly to decide upon savings and loan interest rates, lending policies and other business matters.

Board of Directors

  • Milissa Checchi, Chairman
  • Joni Stallings, Vice Chairman
  • Justin Spencer, Treasurer
  • Susana Castillo, Secretary
  • Wayne Bradley, Director
  • Judith Aguilar-Aleman, Director
  • Dr. Sean Jasso, Director

Supervisory Committee

The Supervisory Committee is appointed by the Board of Directors and ensures that the assets of the credit union are protected by adequate systems of internal controls, that credit union general operating systems and accounting comply with the rules and regulations for federal credit unions and that the credit union maintains a sound financial condition.

Supervisory Committee

  • Erick Jensen
  • Joyce King
  • Lilia Montes


  • Madeline Stewart, President/CEO
  • Marcos Perez, CFO
  • Dhara Torres, VP of Finance
  • Ryan Kane, VP of IT
  • Arnold Ramirez, VP of Lending and Compliance
  • Jacqueline Thurman, VP of Operations and Community Development