Checking Accounts

Dividend Checking
The Dividend Checking Account provides full checking service with monthly dividends based on a $1,000 minimum daily balance. The low monthly service fee is waived when you maintain a $500 minimum daily balance, or a minimum of $5000 in the regular savings account, or if a senior. (62 and over).

Freedom Checking
The Freedom Checking Account provides full checking service. This account is free of monthly service charges and does not pay dividends. To qualify, just sign up for Direct Deposit. If you don'¬t have access to direct deposit, an OMSEFCU Share Certificate, IRA, Loan, Visa or full-time student status will qualify you.

  • eStatements
  • Unlimited ATM, Point of Sale (POS), and VISA Check Card access
  • Easy access through Internet Banking, Mobile App and APL (Audio Response)
  • Deposits to your account can be made by Remote access (by using your smart phone) mail, in person, direct deposit or at any Co-Op Deposit Taking ATM, or a Shared Branch location
  • $30.00 minimum balance to open

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