Ontario-Monclair School Employees Federal Credit Union Home

Visit Our Mortgage Center for More Information, 1-Minute Pre-Qual, or to Apply!

Current Rates as of 06/12/2024

Loan Program Rate APR Points  
Elite Conf 30 Yr Fixed 6.375 6.478 0.500
Elite Conf 15 Yr Fixed 5.500 5.661 0.500

Rates and fees are based upon Single Family House, Owner Occupied, Purchase & 30 day rate lock period.

Conforming: $500,000 / 70%LTV / 700 Credit Score

Conf High-Balance: $726,201 / 70% LTV / 720 Credit Score

Prime Jumbo: $1,000,000 / 70% LTV / 760 Credit Score

All "Elite" Products / 70% LTV / 760 Credit Score / Minimum loan amount $200K

The rates displayed are subject to change without notice.

We also offer a variety of other mortgage loan options to meet your needs.

Contact us for more details

Funding your American Dream begins with Low Rates with a mortgage from OMSEFCU

Whether you are a first-time buyer, upgrading to a new home or refinancing an existing home loan, we provide mortgages with competitive rates that suit your needs. Our mortgage partner, Varris Mortgage Solutions, is here to help you every step of the way.

  • Choose from conventional mortgages, FHA Loans, Jumbo Loans, USDA Loans, VA/Cal/Vet Loans and First-Time Homebuyers' Loans 
  • Borrow funds through a Home Equity Line of Credit
  • Refinance to secure a lower, fixed rate or to cash-out the equity you've built up in your home
  • Consider a reverse mortgage if you are 62 years or older and own your home free and clear
  • Membership discount for homeowner’s insurance 

Contact Our Mortgage Experts Today!

  • Harris Wong

    NMLS #354971
    VARRIS Mortgage Solutions
    888-9-OMSEFCU (966-7332)
    T.  415-209-9500, x102
    F.  415-209-9503

  • Vincent Lucania

    NMLS# 360333
    VARRIS Mortgage Solutions
    888-9-OMSEFCU (966-7332)
    T. 415.209.9500 ext. 108
    F. 415.209.9503

Ready to Apply?

Apply Now for a mortgage

For assistance or more details on the first and second mortgage loan products available, stop by our office, call our Loan Department at 909-983-1959, option 2 or contact us via our website here.

The Credit Union makes mortgage loans without regard to race, color, religion, national origin, sex, handicap, or familial status.