Home Loans

OMSEFCU has a wide range of home loan products, giving you a choice of adjustable rate or fixed rate home loans to fit just about any budget.

Home Buying just got a lot easier!
If you are looking to minimize your down payment, discover how our 97% loan-to-value (LTV) purchase programs can work for you.

For mortgage information or to apply online, please visit our mortgage partner, American Family Funding here.

First Mortgages
Purchase and Refinance Loans with flexible fixed and variable rates and terms of up to 30 years.

  • Mortgages are available for up to 97% of the property value, for purchase loans.
  • Cash out refinance up to 75% of loan to value.
  • Down payment as low as 3%
  • Use equity in your home to obtain cash to consolidate bills, do home improvements or cover educational expenses.
  • No prepayment penalties

 Click here to Apply now!