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Loan Rates

New and Used Automobiles
Length of Repayment(1) Annual Percentage Rate
36 months 1.49%*
48 months 1.99%*
60 months 1.99%*
72 months 2.39%*
84 months 2.79%*
Terms and Conditions:
On approved credit, the Credit Union will finance up to 100% of the purchase price of new vehicles and 100% of the Kelley Blue Book retail value for used vehicles. Rates shown reflect .25% rate discount for electronic repayment.
1. 72 month financing available for loans of $20,000 or more; 84 month financing available for loans of $30,000 or more. The minimum payment will always be $125.00.
*Annual Percentage Rate shown is our lowest available. All loan rates are considered on an individual basis. The actual Annual Percentage Rate you receive will reflect your individual circumstances and may be higher than the Annual Percentage Rate Shown.
New and Used Recreational Vehicles
Length of Repayment(2) Annual Percentage Rate Daily Rate
60 months 6.20%* 0.016986%
84 months 6.50%* 0.017808%
108 months 6.85%* 0.018767%
144 months 7.15%* 0.019589%
Terms and Conditions:
New RVs: On approved credit, the Credit Union will finance up to 100% of the purchase price, not to include tax, license and other fees.
Used RVs: On approved credit, the Credit Union will finance up to 100% of the Kelley Blue Book retail value.
2. Up to 60 month financing available on all RV loans; 84 month financing available for RV loans of $25,000 or more; 108 month financing available for RV loans of $35,000 or more; 144 month financing available for RV loans of $50,000 or more. The minimum payment will always be $125.00.
*Annual Percentage Rate shown is our lowest available. All loan rates are considered on an individual basis. The actual Annual Percentage Rate you receive will reflect your individual circumstances and may be higher than the Annual Percentage Rate Shown.
New and Used RV loans qualify for a .25% discount for members electing electronic payment.
Line-of-Credit, Signature, Visa, Share Secured or Certificate Secured
Type of Loan Maximum Amount Maximum Term (in months) Annual Percentage Rate
Signature $12,500 48 8.50%
Personal Line of Credit $12,500 Revolving 8.90%
Share (3) 10 years 5.90%*
Certificate (4) 10 years (4)
Terms and Conditions:
3. The Credit Union will loan up to 100% of available shares.
4. The Credit Union will loan up to 100% of the available balance of the certificate. The Annual Percentage Rate (and corresponding Daily Rate) will be 3.00% above the interest rate being earned on the certificate.
*Annual Percentage Rate shown is our lowest available. All loan rates are considered on an individual basis. The actual Annual Percentage Rate you receive will reflect your individual circumstances and may be higher than the Annual Percentage Rate Shown.
Closed-end Signature Loans qualify for an additional .25% discount for members electing electronic payment.
New and Used Motorcycles
Length of Repayment (5) Annual Percentage Rate Daily Rate
36 months 7.00%* 0.019178%
48 months 7.50%* 0.020547%
60 months 8.00%* 0.021917%
Terms and Conditions:
5. On approved credit, the Credit Union will finance up to 80% of the purchase price of new motorcycles, not including tax and license, and up to 100% of the Kelley Blue Book wholesale value on used motorcycles.
*Annual Percentage Rate shown is our lowest available. All loan rates are considered on an individual basis. The actual Annual Percentage Rate you receive will reflect your individual circumstances and may be higher than the Annual Percentage Rate Shown.
New and Used motorcycle loans qualify for a .25% discount for members electing electronic payment.
New Watercraft
Length of Repayment (6) Annual Percentage Rate Daily Rate
36 months 7.00%* 0.019178%
48 months 7.25%* 0.019863%
60 months 7.50%* 0.020547%
72 months 8.00%* 0.021917%
84 months 8.75%* 0.023972%
Terms and Conditions:
100% Financing available (not to include tax, license and fees) on approved credit.
6. 60 month financing available on loans of $12,500 or more, 72 month financing available on loans of $20,000 or more, 84 month financing available on loans of $30,000 or more.
*Annual Percentage Rate shown is our lowest available. All loan rates are considered on an individual basis. The actual Annual Percentage Rate you receive will reflect your individual circumstances and may be higher than the Annual Percentage Rate Shown.
New and Used watercraft loans qualify for a .25% discount for members electing electronic payment.

Routing Number:

322280427

Wire Instructions

(909) 983-1959

(909) 988-5130 Fax

1520 North Palmetto Ave

Ontario, CA 91762