Savings Rates

Savings & Checking Rates
Type of AccountMinimum Balance Required to Earn APYDividend RateAnnual Percentage YieldEarly W/D Penalty
Regular Savings$5.000.030.03monthly
Plus Savings$10,000.000.080.08monthly
Advantage Savings$25,000.000.150.15monthly
Checking$1,000.000.010.01monthly
Money Market Checking$2,500.000.150.15monthly
Holiday Acct.$5.000.100.10monthly
IRA Share Account*$5.000.100.10monthly
* IRA Shares are available for Traditional IRAs, Roth IRAs and Education IRAs)
 As of the most recent Board of Directors meeting, the dividend rate and corresponding Annual Percentage Yield (APY) on each share and checking account was set forth as shown. The dividend rate and the APY may change every month as determined by the Credit Union's Board of Directors.
Certificate Rates
Type of AccountMinimum Balance required to Earn APYDividend RateAnnual Percentage YieldEarly W/D Penalty
3 month certificate$5,000.000.150.1560 days
6 month certificate$2,500.000.400.4060 days
1 year certificate$1,000.001.001.0190 days
18 month certificate$1,000.001.201.2190 days
2 year certificate$1,000.001.301.31180 days
3 year certificate$1,000.001.751.77180 days
4 year certificate$1,000.001.801.82180 days
5 year certificate$1,000.002.102.12180 days
IRA Certificate (12 mo)**$500.001.001.0190 days
IRA Certificate (18 mo)**$500.001.201.2190 days
IRA Certificate (24 mo)**$500.001.301.31180 days
IRA Certificate (36 mo)**$500.001.751.77180 days
IRA Certificate (48 mo)**$500.001.801.82180 days
IRA Certificate (60 mo)**$500.002.102.12180 days
** (IRA Certificates are available for Traditional IRAs, Roth IRAs and Education IRAs)
The dividend rate and corresponding Annual Percentage Yield (APY) on your term share (certificate) accounts is as set forth above. For purposes of this disclosure, this is a rate and APY that were offered within the most recent update of this page. Please call (909) 983-1959 to obtain current rate information. You will be paid this rate for the duration of the term share (certificate) account.