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OMSEFCU will make a $50 deposit into member’s account when their co-worker or family member opens a savings account at OMSEFCU. To earn $120, new member must open a savings account, a checking account with direct deposit and sign up for free e-statements. The account must remain open for a minimum period of 6 months. To receive an additional $25, apply for any OMSEFCU consumer loan. This promotion is available for a limited time and is subject to change without notice. Other conditions may apply.