Ontario-Monclair School Employees Federal Credit Union Home

If you’re looking for a way to maximize your savings, a Certificate of Deposit may be the answer. Certificate of Deposits Accounts are safe, stable investment options that allow members to lock in a fixed rate of interest for a specified term. This type of account generally offers higher dividend rates and a great way to save!

Review current rates and terms.


  • Terms from 3 to 60 months
  • Minimum deposit starting at $500
  • Monthly dividend payments can be added to the certificate, deposited into another OMSEFCU account.
  • Upon maturity, each certificate is renewed for the same term at the prevailing rate, unless the member has advised the credit union of alternate disposition.
  • Dividends are paid monthly and are available for withdrawal without penalty.
  • 7 calendar day grace period where you may change the term, balance or make withdrawals without a penalty

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